16 Airlines That Let You Book Flights Now and Pay Later

Explore flexible payment options with 16 airlines! Fly now and manage your budget better by paying later. Discover airlines offering buy now, pay later plans through partnerships with payment providers. Find the perfect installment plan to suit your financial needs and make travel dreams a reality. Experience the convenience of deferred payments on flights!

Benefits of "Buy Now, Pay Later" for Flights

Before diving into the list, let's quickly recap the advantages of using "buy now, pay later" (BNPL) services for your airline tickets:

Budget-Friendly Travel: Spread the cost of your flights over weeks or months, making travel more accessible and affordable.

Avoid Credit Card Debt: BNPL options often have lower interest rates than credit cards, helping you avoid accumulating high-interest debt.

Secure Your Fare: Lock in your desired flight and price before they increase, even if you don't have the full amount upfront.

Travel Sooner: Don't delay your travel plans; book your flight and start your adventure sooner rather than later.

Improved Cash Flow: Manage your finances more effectively by paying for your flights in smaller increments.

16 Airlines Offering "Buy Now, Pay Later" Options

Here's a breakdown of 16 airlines that offer or partner with BNPL services to help you pay for your flights over time:

Airline	BNPL Partner/Option	Key Features	Things to Consider
United Airlines	Uplift	Fixed monthly payments, no late fees, transparent terms.	Requires credit approval, interest rates vary based on creditworthiness.
American Airlines	Uplift	Similar to United, fixed monthly payments, travel now and pay later.	Same considerations as United regarding credit approval and interest.
Delta Air Lines	Uplift	Offers flexible payment plans for flights and vacation packages.	Credit check required; interest rates are dependent on credit score.
JetBlue	Uplift	Pay for your flights in easy monthly installments.	Uplift performs a credit check; interest is determined by credit profile.
Southwest Airlines	Uplift	Affordable financing options to make your trip happen sooner.	Subject to credit approval; APR varies based on individual circumstances.
Alaska Airlines	Uplift	Allows you to break down the cost of your tickets into smaller monthly payments.	Requires a credit check; interest rates may apply.
Frontier Airlines	Affirm	Split your purchase into easy monthly payments with no hidden fees.	Affirm conducts a credit check; interest rates vary.
Spirit Airlines	Affirm	Similar to Frontier, offers installment payments through Affirm.	Same considerations as Frontier; credit approval needed.
Hawaiian Airlines	Uplift	Offers flexible payment options to experience the Hawaiian Islands.	Credit check is required; interest rates depend on credit history.
Air Canada	Uplift	Pay for your flights and vacation packages in fixed monthly installments.	Subject to credit approval; APR varies.
British Airways	Uplift	Allows you to spread the cost of your flights over time.	Requires a credit check; interest rates apply.
KLM	Klarna (select regions)	Offers flexible payment options, including installment payments.	Availability may vary depending on your location; credit approval required.
Air France	Klarna (select regions)	Similar to KLM, offers installment payments through Klarna.	Same as KLM regarding availability and credit approval.
Lufthansa	Uplift	Partners with Uplift to offer monthly payment options for flights.	Credit check is required; interest rates apply based on creditworthiness.
Scandinavian Airlines (SAS)	Klarna (select regions)	Provides flexible payment plans through Klarna for eligible customers.	Availability depends on location; credit check is necessary.
Emirates	Uplift	Spread the cost of your premium flights with Uplift's monthly payment options.	Requires credit approval; interest rates may vary depending on your credit score.

Important Considerations Before Booking with "Buy Now, Pay Later"

While "buy now, pay later" options can be incredibly helpful, it's essential to be aware of the following before committing to a payment plan for your airline tickets:

Interest Rates (APR): Understand the annual percentage rate (APR) associated with the payment plan. Compare rates from different providers to find the most affordable option.

Credit Check: Most BNPL services require a credit check. Be aware of how this might impact your credit score.

Payment Schedule: Mark the payment due dates on your calendar and set up reminders to avoid late fees.

Late Fees: Inquire about late fees and penalties for missed payments.

Eligibility Requirements: Check the eligibility requirements for the BNPL service, such as minimum purchase amounts or credit score requirements.

Terms and Conditions: Carefully read the terms and conditions of the payment plan before accepting it.

Conclusion

The availability of "buy now, pay later" options has transformed the travel landscape, making flights more accessible to a wider range of travelers. By understanding the benefits, options, and considerations outlined in this guide, you can confidently book your flights today and embark on your next adventure without straining your budget. Remember to compare offers and choose the option that best suits your financial situation.